Frugal Ethics - When Frugal Becomes Just Plain Cheap

There are times when it's tempting to lie, steal or break one of the other 10 Commandments to get a good deal but, in living frugally, we all need to stick to being honest. This is not always easy to do, but I want to give some examples that may help you stay honest. Here are some common tactics that some people use that are unethical and sometimes illegal:

Cut Your Monthly Bills in Half

Every month you sit down to pay the bills and every month you wonder how in the world you’re spending so much. This is a common scenario for most families. The good news is there are a few things you can do to cut your monthly bills down to a more managable level.

Living on one income Part 1 - Setting a Clear Budget

There are lots of reasons why families have to live on one income, a new baby, single parent, husband loses his job or simply because one of you wants to be a stay at home parent and spend more time with your children. Whatever your situation is, living on one income can mean it’s time to cut back, or it can mean that now is the opportunity to slice your spending in half by making a few clever budget changes.

Living on one income Part 2 - How to Save Money and Make it Work

In part one we talked about how to set your budget of monthly expenses. Now It’s time to reduce those costs.

Follow the Path to Financial Freedom

Retirement may still be a few years, or even decades away, but there's no time like the present to start planning for your future. However, not enough people are doing it.

10 Financial Questions You Should Ask Yourself Today!

To quote the very well-known motivational speaker, Anthony Robbins, "Questions are the answer." What exactly does he mean? Tony believes, as do I, that you have the ability to find the answer to any question. They key is to ask the right questions.

Creative Financing Can Make Your Dreams Come True

If you've been in the market for real estate recently, you know prices have gone through the roof. According to the National Association of Realtors (NAR) the national median existing-home price for all housing types is likely to reach $221,700 by the end of the year.

Saving on your grocery budget when you’re tired.

Robbi writes: I have fibromyalgia and a host of other ailments, most of them chronic. There are days when I just want to grab the first things I see and get out of the store and back home to rest. How do you get your shopping done for the week without killing yourself and destroying your budget in the process?

Read This Before Getting a New Cellular Phone

It seems like these days, there are a million and one different cellular phones and service plans on the market all claiming to be the BEST. How in world do you decide on which one to signup with?

13 Ways to Handle Your Debts

There is always much advice as to how to handle your debt. As with everything in life, there are pros and cons to each strategy. Picking the right path depends on your personal situation and, of course, careful consideration of the costs. My feeling is that the best choice is the smartest financial choice. That means the least expensive strategy. That said, let’s take a look at a few approaches to dealing with debt.